Achieve Peace of Mind: Protect Your Loved Ones with Life Insurance
SECURE A FINANCIAL SAFETY NET FOR YOUR FAMILY
Life is unpredictable, but you can plan for the future by securing financial stability for your loved ones. Life insurance offers a safety net, giving you peace of mind knowing your family is protected. With Life Review, you benefit from: -Access to top Australian insurance products and providers. -Customizable inclusions and exclusions to fit your needs. -Flexible cover amounts from $50,000 to $2 million. -Convenient payment options: monthly or discounted annual premiums, credit card, direct debit, B-pay, or Superannuation. -Dependable cover from leading Australian insurers.
THE IMPORTANCE OF LIFE INSURANCE
Life insurance ensures your loved ones remain financially stable and maintain their quality of life in your absence. Secure their future with a safety net that offers protection and peace of mind.
Choose the Perfect Coverage for Your Family
When selecting life insurance, consider the financial needs of your loved ones in case of your passing, such as settling debts, supporting your spouse, funding children's education, and covering funeral costs. Take into account: -Your dependents' current and future financial needs. -The potential impact of inflation on coverage. -Existing insurance policies or financial resources available to your family. By assessing these factors, you can choose life insurance coverage that best meets your family's needs and secures their financial future.
The process
Let us assist you with securing your future.
Step 1: Discover
Our experts gather information to present tailored insurance options for your needs. We explain each type and how to customize them to suit your lifestyle.
Step 2: Choose
You can confidently compare options from most of Australia's retail insurers. We provide the essential information for informed decisions, simplifying the comparison process.
Step 3: Secure
We handle the paperwork and finalise coverage for peace of mind. Our ongoing support keeps your insurance adaptable to life's changes, ensuring protection.
Our FAQ
Got questions? We've got answers
Life insurance provides a lump-sum payment to your beneficiaries upon your death or diagnosis of a terminal illness. It helps protect your loved ones from financial burdens, such as mortgage payments, living expenses, and education costs, in the event of your passing.
Consider your current and future financial obligations, such as mortgage repayments, living expenses, and support for dependents. An insurance adviser can help you calculate the ideal coverage amount based on your unique circumstances.
How do I choose the right life insurance policy for my needs? Consider factors such as coverage amount, policy type, premium costs, and policy features. Consult with an Life review adviser to discuss your needs and find a policy that best suits your situation.
Yes you can. Income, Life and Disability Insurance can be paid for inside your super (trauma insurance can’t though). The benefit of paying for your insurance through super is that you’d get a 15% tax rebate. That means it’s 15% cheaper than paying it out of pocket and also it won’t affect your cash flow. It will be coming out of your super balance, though, which may impact your retirement savings. You can choose to add extra to your super to cover the amount of the premiums if you’d like.
Something to note is that Income Insurance is tax deductible, so you might be able to save more paying for it outside of super if you’re on a high tax bracket - we’re happy to chat through different options with you.
Premiums are the periodic payments you make to maintain your life insurance coverage. Factors influencing their cost include your age, gender, health, occupation, coverage amount, and policy type.
es, you can typically adjust your coverage as your needs change, such as after significant life events like buying a home or having a child. Consult your insurance adviser to ensure you have appropriate coverage in place.
Exclusions vary by policy but may include suicide, pre-existing conditions, or death due to dangerous activities. Review your policy's Product Disclosure Statement (PDS) for specific exclusions and limitations.
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